Calculator Suite

Finance Calculator Hub

Professional financial planning tools for loans, investments, and personal finance

2

Finance Tools

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Always Free

Charts

Visual Analytics

Available Calculators

Choose the right financial tool for your planning needs

Loan CalculatorMost Popular
Beginner

Calculate monthly payments, total interest, and amortization schedules for mortgages, auto loans, and personal loans.

Key Feature:

Amortization Table

Common Use Cases:

Mortgage planningAuto loansPersonal loansRefinancing
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Investment ROI CalculatorAdvanced Features
Intermediate

Calculate compound interest, investment growth, and return on investment with detailed projections and charts.

Key Feature:

Growth Projections

Common Use Cases:

Investment planningRetirement savingsPortfolio analysisCompound interest
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Financial Planning Basics

Loan Considerations:

Compare interest rates, terms, and total costs before committing to any loan.

Investment Strategy:

Time in market beats timing the market. Start early with compound interest.

Emergency Fund:

Save 3-6 months of expenses before aggressive investing or major purchases.

Debt Management:

Pay off high-interest debt first, then focus on wealth building.

Calculation Tips

Before You Calculate:

  • • Gather accurate loan terms and interest rates
  • • Consider all fees and closing costs
  • • Factor in potential rate changes (ARM loans)
  • • Include PMI, insurance, and taxes for mortgages
  • • Use realistic investment return assumptions

Key Terms:

  • • APR: Annual Percentage Rate (includes fees)
  • • ROI: Return on Investment percentage
  • • Amortization: Loan payment schedule
  • • Compound Interest: Interest earned on interest
Interest Rate Guide

Loan Rates (2024):

• Mortgages: 6.5% - 7.5%

• Auto loans: 4% - 8%

• Personal loans: 8% - 15%

• Credit cards: 18% - 25%

Investment Returns:

• Stock market (historical): 7-10%

• Bonds: 3-5%

• Real estate: 4-6%

• Savings accounts: 1-5%

Need Help?

Each calculator provides detailed explanations, amortization schedules, and financial insights to help you make informed decisions.

Start with Loan Calculator